Our Team

Héctor “Gaby” Ostolaza Santiago

Founder & CEO, OS Financial LLC

A distinguished graduate of Carnegie Mellon University, Gaby earned Bachelor’s and Master’s degrees in Electrical and Computer Engineering, as well as a Master’s in Finance from the University of Illinois, consistently finishing in the top 5% of his class.

His passion lies in transforming financial literacy into a universal resource, ensuring that individuals and families—regardless of their starting point—can achieve financial clarity, plan ahead, and unlock their full financial potential.

As the founder of OS Financial LLC, Gaby combines his expertise in technology and finance to create intuitive tools that simplify money management, improve communication, and empower people to reach their financial goals.